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Illinois Administrative Code (Last Updated: March 27, 2024) |
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TITLE50. INSURANCE |
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PART2012. LONG-TERM CARE INSURANCE |
| § 2012.10. Purpose |
| § 2012.20. Applicability and Scope |
| § 2012.30. Definitions |
| § 2012.40. Policy Definitions |
| § 2012.50. Policy Practices and Provisions |
| § 2012.55. Unintentional Lapse |
| § 2012.60. Required Disclosure Provisions |
| § 2012.62. Required Disclosure of Rating Practices to Consumers |
| § 2012.64. Initial Filing Requirements |
| § 2012.65. Prohibition Against Post Claims Underwriting |
| § 2012.70. Minimum Standards for Home Health and Community Care Benefits in Long-Term Care Insurance Policies |
| § 2012.80. Requirement to Offer Inflation Protection |
| § 2012.83. Incontestability Period |
| § 2012.86. Nonforfeiture Benefits |
| § 2012.90. Requirements for Application Forms and Replacement Coverage |
| § 2012.95. Reporting Requirements |
| § 2012.97. Annual Rate Certification Requirements |
| § 2012.100. Filing Requirement |
| § 2012.110. Loss Ratio |
| § 2012.112. Premium Rate Schedule Increases |
| § 2012.113. Premium Rate Schedule Increases for Policies Subject to Loss Ratio Limits Related to Original Filings |
| § 2012.115. Filing Requirements for Advertising |
| § 2012.120. Reserve Standards |
| § 2012.121. Producer Training Requirements |
| § 2012.122. Standards for Marketing |
| § 2012.123. Suitability |
| § 2012.124. Prohibition Against Preexisting Conditions and Probationary Periods in Replacement Policies or Certificates |
| § 2012.125. Availability of New Services or Providers |
| § 2012.126. Right to Reduce Coverage and Lower Premiums |
| § 2012.127. Nonforfeiture Benefit Requirement |
| § 2012.128. Standards for Benefit Triggers |
| § 2012.129. Additional Standards for Benefit Triggers for Qualified Long-Term Care |
| § 2012.130. Standard Format Outline of Coverage Requirements |
| § 2012.140. Requirement to Deliver Shopper's Guide |
| § 2012.145. Long-Term Care Insurance Partnership Program |
| § 2012.150. Penalties |
| § 2012.EXHIBIT A. Replacement Notice for Other Than Direct Response Solicitations |
| § 2012.EXHIBIT B. Replacement Notice for Direct Response Solicitations |
| § 2012.EXHIBIT C. Standard Format Outline of Coverage |
| § 2012.EXHIBIT D. Rescission Reporting Format |
| § 2012.EXHIBIT E. Class of Insurance - Accident and Health [Repealed] |
| § 2012.EXHIBIT F. Long-Term Care Insurance Personal Worksheet |
| § 2012.EXHIBIT G. Things You Should Know Before You Buy Long-Term Care Insurance |
| § 2012.EXHIBIT H. Long-Term Care Insurance Suitability Letter |
| § 2012.EXHIBIT I. Claims Denial Reporting Form: Long-Term Care Insurance |
| § 2012.EXHIBIT J. Potential Rate Increase Disclosure |
| § 2012.EXHIBIT K. Replacement and Lapse Reporting Form |
| § 2012.EXHIBIT L. Long-Term Care Insurance Partnership Disclosure Notice |
| § 2012.EXHIBIT M. Long-Term Care Insurance Partnership Certification Form |
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SOURCE: Adopted at 14 Ill. Reg. 10345, effective June 15, 1990; amended at 18 Ill. Reg. 2238, effective February 1, 1994; amended at 19 Ill. Reg. 2832, effective July 1, 1995; emergency amendment at 19 Ill. Reg. 8403, effective June 13, 1995; emergency expired September 1, 1995; amended at 19 Ill. Reg. 14421, effective October 3, 1995; amended at 22 Ill. Reg. 2105, effective January 6, 1998; amended at 26 Ill. Reg. 8835, effective July 1, 2002; amended at 32 Ill. Reg. 7600, effective May 5, 2008; amended at 38 Ill. Reg. 2186, effective January 2, 2014; amended at 42 Ill. Reg. 4867, effective February 27, 2018.
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Notation
AUTHORITY: Implementing and authorized by Section 351A-11 of the Illinois Insurance Code [215 ILCS 5/351A-11].