SUBPART A. GENERAL PROVISIONS

§ 160.1. Definitions

§ 160.2. Service by the Department

§ 160.5. Definitions [Repealed]

§ 160.10. Record Keeping

§ 160.15. Application for License/Controlling Person

§ 160.20. Transaction Register

§ 160.30. Individual Account Cards

§ 160.40. File of Original Papers

§ 160.50. Cash Book

§ 160.55. Permanent File

§ 160.60. Alphabetical Record of Buyers, Co-Purchasers and Obligors

§ 160.70. Payments

§ 160.80. Delinquency Charges (Default Charges)

§ 160.90. Cancellation and Return of Documents

§ 160.100. Extensions – Renewals – Rebates

§ 160.110. Hypothecation of Security Instruments

§ 160.120. Legal Forms

§ 160.130. Judgments

§ 160.140. Sale of Security

§ 160.150. Trouble File [Repealed]

§ 160.160. Lien Charges

§ 160.170. Insurance

§ 160.180. Office and Office Hours

§ 160.190. Advertising

§ 160.200. Business Practices

§ 160.205. Name Change

§ 160.210. Examinations

§ 160.220. Credit Practices

§ 160.230. Reports

§ 160.240. Hearing Procedures

§ 160.250. Servicing of Accounts by Contract

§ 160.260. Off-site Records

§ 160.270. Revocation or Suspension of License

§ 160.280. Loan Sales

SUBPART B. HIGH RISK HOME LOANS

§ 160.500. Definitions [Repealed]

§ 160.505. Applicability of Rule [Repealed]

§ 160.510. Good Faith Requirements [Repealed]

§ 160.515. Fraudulent or Deceptive Practices [Repealed]

§ 160.520. Prohibited Refinances [Repealed]

§ 160.525. Negative Amortization [Repealed]

§ 160.530. Negative Equity [Repealed]

§ 160.535. Balloon Payments [Repealed]

§ 160.540. Financing of Certain Points and Fees [Repealed]

§ 160.545. Financing of Single Premium Insurance Products [Repealed]

§ 160.550. Lending Without Due Regard to Ability to Repay [Repealed]

§ 160.555. Verification of Ability to Repay [Repealed]

§ 160.560. Payments to Contractors [Repealed]

§ 160.565. Counseling Prior to Perfecting Foreclosure [Repealed]

§ 160.570. Mortgage Awareness Program [Repealed]

§ 160.575. Offer of Mortgage Awareness Program [Repealed]

§ 160.580. Third Party Review [Repealed]

§ 160.APPENDIX A. Estimated Monthly Income and Expenses Worksheet [Repealed]

§ 160.APPENDIX B. Mortgage Ratio Worksheet [Repealed]

SOURCE: Filed September 21, 1970; amended at 5 Ill. Reg. 1358, effective February 3, 1981; codified at 7 Ill. Reg. 11728; amended at 9 Ill. Reg. 1370, effective January 17, 1985; amended at 12 Ill. Reg. 17844, effective October 24, 1988; amended at 19 Ill. Reg. 49, effective December 22, 1994; emergency amendment at 22 Ill. Reg. 1543, effective January 2, 1998; amended at 22 Ill. Reg. 13699, effective July 14, 1998; amended at 25 Ill. Reg. 6261, effective May 17, 2001; amended at 26 Ill. Reg. 14248, effective October 1, 2002; amended at 41 Ill. Reg. 11289, effective August 28, 2017; amended at 45 Ill. Reg. 4459, effective March 24, 2021; amended at 46 Ill. Reg. 2635, effective January 28, 2022; amended at 46 Ill. Reg. 12529, effective July 8, 2022; amended at 47 Ill. Reg. 9324, effective June 20, 2023.