§2010.ILLUSTRATION I. Guideline to Section 2010.60(a)(4)  


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  • Explanations must not minimize nor describe restrictive provisions in a positive manner.  Negative features must be accurately set forth.  Any limitation on benefits precluding preexisting conditions must also be restated under a caption concerning exclusions or limitations, notwithstanding that the preexisting condition exclusion has been disclosed elsewhere in the advertisement.  (See Illustration L for additional comments on preexisting conditions.)