PART210. PAYDAY LOAN REFORM ACT  


§ 210.1. Definitions
§ 210.2. Rate Cap Disclosure Notices
§ 210.10. Minimum Requirements for Office Records
§ 210.15. Application for Payday Lender License; Controlling Person
§ 210.16. Dual Licensure Limitation
§ 210.20. Loan Register
§ 210.30. Individual Account Records
§ 210.40. File of Original Papers
§ 210.50. Cash Book
§ 210.60. Alphabetical Record of Co-Makers, Consumers or Guarantors
§ 210.65. Permanent File
§ 210.70. Payments and Refunds
§ 210.72. Loan Terms
§ 210.75. Installment Payday Loans [Repealed]
§ 210.80. Cancellation and Return of Documents
§ 210.90. Hypothecation at the Time of the Sale of Consumer's Loan Agreement
§ 210.100. Legal Forms
§ 210.110. Judgments
§ 210.120. Trouble File
§ 210.125. Schedule of Fines
§ 210.130. Office and Office Hours
§ 210.140. Advertising
§ 210.150. Other Business
§ 210.160. Examination Remittances
§ 210.170. General
§ 210.180. Relocation
§ 210.190. Name Change
§ 210.200. Hearing Procedures
§ 210.210. Off-Site Records
§ 210.220. Servicing of Accounts by Contract
§ 210.230. Revocation or Suspension of License
§ 210.240. Consumer Written Verification of Compliance with Act
§ 210.250. Gross Monthly Income Verification
§ 210.260. Certified Database/Commercially Reasonable Method of Verification
§ 210.270. Violation of Federal Law – Section 670 of the John Warner National Defense Authorization Act
§ 210.APPENDIX A. Disclosure of 36% Rate Cap
SOURCE: Adopted at 29 Ill. Reg. 21008, effective December 16, 2005; amended at 35 Ill. Reg. 7343, effective April 21, 2011; amended at 37 Ill. Reg. 216, effective February 19, 2013; amended at 41 Ill. Reg. 12400, effective October 6, 2017; amended at 45 Ill. Reg. 4467, effective March 24, 2021; amended at 46 Ill. Reg. 6550, effective August 1, 2022; amended at 46 Ill. Reg. 17948, effective October 27, 2022; amended at 47 Ill. Reg. 9363, effective June 20, 2023.

Notation

AUTHORITY: Implementing and authorized by the Payday Loan Reform Act [815 ILCS 122].