Illinois Administrative Code (Last Updated: March 27, 2024) |
TITLE38. FINANCIAL INSTITUTIONS |
PART210. PAYDAY LOAN REFORM ACT |
§ 210.1. Definitions |
§ 210.2. Rate Cap Disclosure Notices |
§ 210.10. Minimum Requirements for Office Records |
§ 210.15. Application for Payday Lender License; Controlling Person |
§ 210.16. Dual Licensure Limitation |
§ 210.20. Loan Register |
§ 210.30. Individual Account Records |
§ 210.40. File of Original Papers |
§ 210.50. Cash Book |
§ 210.60. Alphabetical Record of Co-Makers, Consumers or Guarantors |
§ 210.65. Permanent File |
§ 210.70. Payments and Refunds |
§ 210.72. Loan Terms |
§ 210.75. Installment Payday Loans [Repealed] |
§ 210.80. Cancellation and Return of Documents |
§ 210.90. Hypothecation at the Time of the Sale of Consumer's Loan Agreement |
§ 210.100. Legal Forms |
§ 210.110. Judgments |
§ 210.120. Trouble File |
§ 210.125. Schedule of Fines |
§ 210.130. Office and Office Hours |
§ 210.140. Advertising |
§ 210.150. Other Business |
§ 210.160. Examination Remittances |
§ 210.170. General |
§ 210.180. Relocation |
§ 210.190. Name Change |
§ 210.200. Hearing Procedures |
§ 210.210. Off-Site Records |
§ 210.220. Servicing of Accounts by Contract |
§ 210.230. Revocation or Suspension of License |
§ 210.240. Consumer Written Verification of Compliance with Act |
§ 210.250. Gross Monthly Income Verification |
§ 210.260. Certified Database/Commercially Reasonable Method of Verification |
§ 210.270. Violation of Federal Law – Section 670 of the John Warner National Defense Authorization Act |
§ 210.APPENDIX A. Disclosure of 36% Rate Cap |
SOURCE: Adopted at 29 Ill. Reg. 21008, effective December 16, 2005; amended at 35 Ill. Reg. 7343, effective April 21, 2011; amended at 37 Ill. Reg. 216, effective February 19, 2013; amended at 41 Ill. Reg. 12400, effective October 6, 2017; amended at 45 Ill. Reg. 4467, effective March 24, 2021; amended at 46 Ill. Reg. 6550, effective August 1, 2022; amended at 46 Ill. Reg. 17948, effective October 27, 2022; amended at 47 Ill. Reg. 9363, effective June 20, 2023.
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Notation
AUTHORITY: Implementing and authorized by the Payday Loan Reform Act [815 ILCS 122].